Therefore many mortgage loans. All under one roof.

For more than 50 years, we’ve been side-by-side that is working our next-door neighbors to assist them to buy, build, remodel and refinance their houses. We’d want to lend you hand, too.

Umpqua individual bank account clients with at the least $1,000 just before loan closing and recurring direct deposit(s) totaling at the very least $500 each month could be qualified to receive $500 toward their house loan.*

Don’t possess an Umpqua bank account? You can easily start a free account online or find an Umpqua store nearest you for more information today. Today or contact your Loan Officer to get started.

Fixed & Adjustable Speed Loans

Fixed and rate that is adjustable (ARMs) can be found in varying term lengths and generally are popular for purchasing or refinancing a property. a rate that is fixed stability while a variable price generally provides a lower life expectancy initial price that adjusts periodically through the entire lifetime of the mortgage.

First-Time Homebuyers

Should this be your time that is first buying house, our Loan Officers are right here to help you through the procedure. They will assist you to figure out what it is possible to pay for and review your funding choices, including deposit resources and help programs.

Construction & Renovation

Make your perfect house with loans that feature task and permanent funding by having a solitary closing. From easy repairs and energy improvements to major repairs, complex renovations and from-the-ground-up construction that is new we’ve got you covered.

Jumbo Loans

We offer fixed- and adjustable-rate program options with higher-than-conventional loan limits if you’re dreaming extra big. Whether you’re buying a property, refinancing, renovating or building a house, we now have alternatives for your specific funding needs.

Veterans

Federal and Oregon veterans’ mortgage loan programs provide fixed-rate traditional and loans that are jumbo active responsibility personnel, reservists and veterans. These loans offer up to 100% financing with options for purchase or refinance. Find out more at ODVA and Federal VA.

Minimal Down-Payment money lion Alternatives

If you’re a homebuyer that is first-time searching for a reduced down-payment, let’s explore your loan options provided through FHA, USDA-Rural developing and differing state relationship programs. Discover more at HUD.gov and rurdev.usda.gov.

Vacation Residence & Investment Properties

Considering purchasing a 2nd house or investment home? Umpqua offers financing for main-stream and jumbo restrictions, including numerous construction and renovation loan system choices.

Physician Loans

Whether you’re a unique medical resident or perhaps a long-time attending doctor, we realize your specific house funding needs and have now a system built to fit. Umpqua offers fixed- and adjustable-rate alternatives for mainstream and limit that is jumbo Loans.

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Therefore many mortgage loans. All under one roof. For more than 50 years, we’ve been side-by-side that is working our next-door neighbors to assist them to buy, build, remodel and refinance their houses. We’d want to lend you hand, too. Umpqua individual bank account clients with...